Commodity price spikes are one thing – bakers have grown used to those. But price rises in flour, butter, cocoa – you name it – pale into insignificance next to the threat that sugar supplies will run out in the UK and eye-watering prices are on the way.World market sugar prices reached a 30-year high in November and this will be the third year that global production/consumption has been in deficit. Of course, most of the sugar consumed in Europe is produced in the EU, which still operates import tariffs. In the EU, of the 16.5m tonnes consumed, 13.3m tonnes comes from European producers. One commodities broker told BB he believed part of the availability problem stemmed from difficulties in securing the imported sugar that makes up the balance, based on world prices and weather affecting crops. Russia, Brazil and South Africa have battled hot, dry weather. Meanwhile, Indonesia and Australia have suffered extreme wet weather. The global production response to the price spike in the first part of 2010 has been smaller than first expected. With many harvests now coming to an end, it has become apparent that global availability at 168.4m metric tonnes raw value (mtrv) in 2010/11 will not be enough to meet predicted consumption of 170.8m mtrv. Caught short While EU sugar refiners may have covered 90% of their requirement and waited to top up their supplies on the spot market, high prices and availability problems mean they have been caught short. In Europe as a whole, there is not enough sugar to cover contracts and this will affect every- thing from sugars to syrups. “Weather conditions have caused a lack of volume, and production (of sugar) has not been as much as people were anticipating, which pushed prices up on the world market,” said Eifion Owen, Bako Northern & Scotland’s purchasing manager. “People were anticipating next year would be a decent harvest, but it hasn’t materialised that way.” To make matters worse, the EU indicated recently that it would be issuing 350,000 tonnes of export licences, meaning that a big quantity of sugar would exit the EU, sending shockwaves through the industry at a time when sugar supplies are running out. The Committee of European Users of Sugar (CIUS), which represents the interests of food and beverage sugar users, has called for this sugar not to be exported and to be made available to EU consumers. Following lobbying, the European Commission’s sugar management committee has postponed this decision until 9 December. “If this were to go ahead, we believe it would put the market in an increased problem of supply. It’s not a question of price, it’s a question of physical supply. There’s no more sugar available,” said Muriel Korter, CIUS secretary-general. Last month, the Commission suspended its E98/ton import duty to make imports cheaper, but CIUS said this is not enough. Availability is scarce and Tate & Lyle has announced prices will rise by E176 per tonne. Impact on bakers So how will this situation affect bakers, large to small? “It’s back to front – the bigger your requirement, the worse it is,” explained Bako’s Owen. “Smaller quantity sugar is probably more competitive than large volumes, because suppliers are scared of getting into a contract they cannot fulfil. There is sugar out there and people can buy it, but they will have to pay exceedingly high prices to import it. Everybody is on the hunt for sugar and trying to get their contracts covered, especially the bigger users, as they are the most vulnerable.” Volatility is here to stay and problems are unlikely to ease until next year’s harvest, especially as traders remain attracted to foodstuff commodities. “The market has been volatile and there are differing views as to how much is down to money chasing commodities, and how much is due to genuine shortage,” said John Duffy, chief executive of one of the UK’s largest cake manufacturers, Finsbury Food Group.“The sugar market has gone through big structural changes (EU Sugar Reform), but this sort of short-term localised spike doesn’t seem to be driven by that. In the short term we have contracts in place, so availability is not the issue. Clearly, it’s another situation of input price inflation on an essential ingredient in bakery and it’s unwelcome. I don’t think that it’s particularly helpful to end-manufacturers to have basic foodstuff commodities subject to speculation. Unfortunately, we cannot control that, so we have to deal with the consequences of it.” Toby Cohen, head of analysis at brokers Czarnikow, said the outlook for the market remains extremely fragile. “The sugar futures market has fallen from its recent highs and the underlying fundamental trends have strengthened, which suggests that the fall in prices is a function of the unprecedented rise in volatility and global macro risks, as opposed to being a sugar-related event,” he said.“Given the heightened tension in global markets, sharp falls, as well as rises in commodity values, should be expected – even if these do not correlate on a day-to-day basis with underlying market fundamentals. However, in terms of longer-moving trends, it is very apparent that the market has not resolved the underlying physical imbalance and further supply stress has to be expected.”
Sarah Gallagher Dvorak, a 1999 alumna of Saint Mary’s College and previous director of undergraduate admissions at George Mason University in Fairfax, Va., has been named Saint Mary’s new director of admissions, the College announced in a June 18 press release.According to the press release, Gallagher Dvorak received a bachelor’s degree in communication studies from Saint Mary’s and a master’s degree in mass communication from California State University-Northridge. “We couldn’t be happier with our choice of a new director,” vice president for enrollment management Mona Bowe said in a press release. “We were blessed with a very well-qualified candidate pool, yet we only had to look in our virtual backyard to find the strongest one.”In addition to her position at George Mason, Gallagher Dvorak’s career has also included work at Edelman Worldwide Public Relations in Chicago as an assistant account executive; WSBT-TV in South Bend as a news producer; Marymount High School in Los Angeles as communications coordinator; Lock Haven University in Pennsylvania as assistant director of admissions; and Indiana University Bloomington as associate director of recruitment outreach and senior associate director of marketing and communications, as stated in a press release.Gallagher Dvorak said her various roles have provided her with a wide breadth of experience and knowledge about higher education and college admission. As director of admissions at Saint Mary’s, Gallagher Dvorak will direct all efforts related to the recruitment and admission of undergraduates at Saint Mary’s. “This involves a number of areas, including, but not limited to, international and national travel and outreach to prospective students and families, managing the visit experience and events both on and off campus, coordinating our alumnae recruitment program, managing the application decision process and marketing and communication efforts,” she said. “I also supervise and manage a team of 17 staff members. I’m really excited to build upon the great work my team has accomplished and take the SMC Office of Admission to the next level; to think outside the box about how we can reach prospective students and spread the message about the quality of both a Saint Mary’s education and an all-women’s education.”Bowe said Gallagher Dvorak is well-versed on the challenges of recruiting undergraduate students, and she has a proven record of attracting great students.“I believe that what makes her unique for this position is that she is one of our own Belles,” she said. “She values the education she received at Saint Mary’s and can speak first hand to the strength of the liberal arts, writing program and other unique aspects of a Saint Mary’s education. She is a great leader, and like many of our Belles, a great role model for our young staff.”Gallagher Dvorak said she has taken on this role at the perfect time, as everyone from the Vice President to the President of the Board of Trustees is supportive of the admissions team’s efforts.“Recruiting for a small, private, all-women’s college can be challenging, but I have complete confidence that our team will succeed,” Gallagher Dvorak said. “I was also lucky enough to hire a number of new counselors this summer, and I look forward to bringing our team together throughout the year in an effort to get to know one another better and to work as cohesively as possible toward our goals.”After spending the last 15 years in a variety of cities around the country, Gallagher Dvorak said she is thrilled to return home to Saint Mary’s. “Doing what I love at a place I love is a dream come true. Saint Mary’s molded me into the capable woman I am today, and I strive to use the knowledge I have gained throughout my career to spread the mission of Saint Mary’s both nationally and internationally,” she said. “I believe I have two significant responsibilities: to lead a team that empowers young women to seek out a college that will help them grow in mind, body and spirit; and to help these women find the place at which they can explore, discover and ultimately become their best selves.”Tags: admissions director, Saint Mary’s Admissions, SMC
IDX Systems Corporation (NASDAQ:IDXC) announced that effective January 1, 2003, James H. Crook, Jr will become Chief Executive Officer. Mr. Crook joined IDX in 1981and has been President and Chief Operating Officer of the Company since 1999. He will retain the title of President.Current Chief Executive Officer Richard E. Tarrant will be named Chairman of the Board and Robert H. Hoehl, current Chairman, will become Vice Chairman. Mr. Tarrant and Mr. Hoehl founded IDX in 1969.As CEO, Mr. Crook will work closely with Mr. Tarrant on strategy development and will assume full management responsibility for the company, including delivering on the IDX core values of customer success, employee opportunity, growth, and profitability.As Chairman, Mr. Tarrant will remain fully engaged, focusing on strategic direction and future growth opportunities for IDX. Mr. Tarrant will continue to be the company’s primary contact with “Wall Street” and will interact with CEOs of key customers in order to continually assess IDX’s mission in the service of healthcare delivery organizations.“Rich and Bob have worked diligently for 33 years to firmly establish IDX as a company built to last and grow,” Mr. Crook said. “I look forward to continuing this legacy.” “In recent years, succession planning has been an integral part of ensuring the future of IDX,” Mr. Tarrant said. “As we have been emerging through a corporate transition toward reestablishing growth, Jim Crook, as President and Chief Operating Officer, has proven his leadership ability and management talent. With Jim as CEO, I will now be able to engage in what I enjoy most, mainly exploring entrepreneurial opportunities for new avenues of growth within IDX.”
Follow along as Paddleboarder Chris Lechner completes a SUP first descent of the 139-mile Little Tennessee River. Along the way, he uncovers history beneath the water and wisdom from unexpected sources.Day 1Rabun Gap, Ga.The river begins as a small rivulet in the middle of a cattle farm in north Georgia. I crawl under barbed wire and steel mesh fences, like crawling through a war zone, for two miles. For most of the first day, I carry my paddleboard over downed trees, beaver dams, and vine entanglements. Finally, I pass under Highway 441 and the Little Tennessee River starts to look more like a river, as wide as a driveway with a few rapids. I move past old bridge pylons and soon feel the river returning to a native state. Weeds are interspersed with rhododendron and laurel. Osprey nest in the trees, and woodland ducks paddle with me. I finish the day battered and exhausted.Day 2Franklin, N.C.Heavy rains fill the swollen river, affording me quick passage over downed trees. I meander through farmland that gradually gets wilder as feeder creeks come in—including the mighty Cullasaja entering from Highlands in the east. These often unrecognized feeder creeks determine the health or sickness of a river. Author Wilma Dykeman said it best: “How right that we should say a spring is fed by veins—tiny threads of water leading from many sources—and that we can destroy a spring by probing too deeply for its delicate feeders.”Day 3Lake Emory to Driftwood IslandThe day is clear, the sky a deep blue, and the sun is rising across the river, which flows into the ever-widening mouth of Lake Emory ahead, becoming slow and shallow. A large muskrat scurries into a hole as I contemplate the pros and cons of this artificial impoundment.Some argue that the lake acts like a giant filter, collecting sediment and allowing the free-flowing river below the dam to run free of toxins produced by upstream farms. But I find this argument to be weak and unsupported. Natural flowing rivers evolve complex systems for managing sediment and dispersing toxins gradually, using biologic filters and natural barriers. The advantage of the native approach is that sediment moves downstream, avoiding the stagnation and hypoxia of man-made reservoirs.When rivers are dammed, trout are replaced by catfish and carp, and many fish species die out because of the lower oxygen levels and the loss of clean sandy bottoms to lay their eggs. Some species dwindle or become extinct because they can no longer migrate upstream. Given enough time, Lake Emory will fill in and become a swamp. This is straightforward physics.I finish paddling the four miles of Lake Emory above the dam. As I approach the shore, I see a bloated deer carcass bobbing in the water. The native Cherokee find meaning in daily occurrences like this. Is this dead deer telling me something? I stop and help the county officer hook the carcass and pull it out of the river.The Cherokee people believe the deer is an animal of great power and intuition, and they would have given its death a meaning. Around the communal fire, the elders may have said that the Deer had sacrificed himself because the Great River is no longer flowing and has become putrid and sick because of our selfishness. Even the Beaver knows that a dam is only for a time and must be pulled down and moved to let the water flow free and breath again.Below the dam, there is no boundary between pasture and river. Cattle wander in and out of the river, and the stench of manure is heavy in the air. Black plastic from farmers’ fields are wrapped around tree branches and limbs along the river. For years to come, the microparticulate degradation of this plastic will kill and contaminate the subsurface food chain, including minnows, crayfish, nymphs, and other river insects. I feel sick and helpless.I pass through a small riverside community with a long suspension bridge and spot a v-shaped stone fish weir near the ancient Cherokee town of Cowee. It sweeps me downstream into the center of the river where the fish nets would have once been placed.I arrive at a small island at dusk. It is a good place to camp. In the twilight, the island’s heaped-up driftwood takes on gargoyle shapes and sinister postures. I nestle my paddleboard on the lee side of the island and snuggle and balance it between the driftwood. I string my tarp overhead to keep out the rain. I soon have a roaring fire flickering light and dancing shadows over my island home. I fall asleep to the drizzling of rain.[nextpage title=”Read on!”]Day 4The Cherokee on the RiverbankI awake to the honking of geese. The smell of woodsmoke swirls around my head. I am cocooned by the warmth of my sleeping bag. Insects hatch over the water in a milky white haze that hovers over the river. Fish swirl, birds dart, and the morning river sounds symphonic.Before making coffee, I check the fishing pole. I feel a childlike joy as the rod tip bends and bobs with that unique fish rhythm. I reel in a steel gray catfish the length of my forearm. He is muscular and healthy, and I realize it is the sparkling river that highlights and beautifies him. This is breakfast. The morning sun has not yet broken as I take him to the other side of the island and find a flat rock. I pin him down, give thanks, and slice the filet knife just behind his sharp pectoral fin. I flip him over and quickly repeat a symmetric cut and then snap his spine. He shudders once and lies still on the bloody stone. I grab the rubbery skin with my pliers and pull it off in one swift motion. I throw the head and skin in the river and keep the entrails for cutbait. I place the two pink filets in a Ziploc bag filled with flour, salt, and pepper and shake it up. I soon have two sizzling catfish fillets frying over the open fire next to a pot of steaming black coffee.I paddle off into the Needmore section, the last piece of native river before Lake Fontana. I remember a story I read about the naming of the little riverside town of Needmore. Early settlers in the 1820s were always traveling farther west down the Little Tennessee River to the nearby town of Almond. They would say “I need more milk” and other essentials, and soon the name Needmore stuck.The Needmore section is wide and open and feels like a western river. The granite rock juts out of the riverbed obliquely, creating a series of rapids and a maze of channels to navigate. Sometimes I am forced to make tight hairpin turns to avoid shallow rocky shoals. This is the most challenging section of the river on a stand up paddleboard because of the swift water pouring over sharp hidden rocks. My rudder catches a few times, threatening to catapult me forward, but I manage to stay upright and dry. I have not fallen off the paddleboard.Just before the last rapid, I see a Cherokee man standing on river right wearing a grizzly bear t-shirt and hand-crafted earrings. He waves, and I paddle through a maze of rocks to the sandy bank and introduce myself. He tells me his name is Dean Swimmer, and he is full blood Cherokee, descended from a famous medicine man and healer with the Cherokee Nation “many moons ago.”“What brings you to the river today?” I ask.“This is where I come to think,” he replies. I step on shore and tell him about my river trip. He smiles and walks me to the edge of the river. Then he bends down and pulls up a leafy plant ‘sochan’ and says, “Here, your body needs this.” As I chew on the natural lettuce, he points out some other edible plants and explains that the native Cherokee along this river relied heavily on plants for nutrition and medicine.He turns and gives a blessing and a warning: “Everything you need to know can be learned from this river. A time will come when you feel like you are making no progress. The river may require something of you. The river is always teaching. Listen!”I step on the paddleboard so overwhelmed by this encounter that I almost fall off in front of him. I feel sheepish and smile. He smiles back and I paddle off into the last stretch of whitewater.Day 5Lake FontanaThe first four hours of paddling across Lake Fontana are quiet and uneventful. I move around houseboats and notice areas of flotsam filled with garbage. Plastic bottles accumulate in tidal zones embedded in a thick brownish gray foam.At 11am, a gusting wind blows suddenly from the west. I am still paddling my sluggish inflatable paddleboard, which was perfect for navigating the shoals and rapids but is now punishing me on this windy lake. Stroke by stroke, I pull against the wind, my body acting as a sail pushing the wrong direction. I am carrying an 80-pound pack which adds to my troubles. Waves over two feet high batter the bow, and I resort to tacking across the lake searching for refuge behind shoreline trees. I normally paddle at three miles per hour, but today I move at one mile per hour and I still have ten miles to go.I settle in to this punishing routine and remember the words of my Cherokee friend, Dean Swimmer: “Sometimes you will feel like you are not making any progress.” I smile at his prophecy and remember my swimming mantra, “one stroke at a time.” I refuse to give in to the wicked wind of the west. My leather cycling gloves protect my palms but not my fingertips. I pull the T-grip of my paddle with such force that the skin splits on my left index and middle fingertip, making a bloody mess.Gradually I let go of frustration and accept the gusting wind and pain. I notice details: the sound of water lapping against the bow, the shape of the water as it rises and falls, sunlight dancing like diamonds on the surface, sweet shoreline smells. Even the dull pain in my back and sharp pain in my fingertips becomes interesting and observable. I enter the zone, a place where time slips away and each moment becomes a thing unto itself, no longer tethered and encumbered by expectation.The last 10 miles to the Fontana Dam are fairly straight, making the wind even more difficult, but I finish my marathon: 26 miles of flatwater paddling against a 15 knot wind.I camp below the lights of Fontana Dam. The campground is a postage stamp of green sitting vulnerably at the bottom of a massive fortress of concrete. At night it hums and glows with a pulsating light that feeds my alien dreams. I awake early and climb down the embankment of artificial white boulders to a river that looks fake as it pours out of the concrete.It saddens me to realize the Little Tennessee River has been sacrificed for this dam. I remind myself it generates 238.5 megawatts of clean energy. I leave the darkness with renewed determination to search for remnants of the original river.The native Cherokee were driven out of this valley and impounded in Oklahoma in 1838. The native Little Tennessee river was dammed and impounded in 1944. Two thirds of the original Little Tennessee River was seized and enclosed. All rivers were once native and wild. This river existed long before white settlers came to America. The building of dams mark our effort to harness the energy found in nature. It may be time to evaluate the long term ecological consequences.The next 26 miles of river cuts through a steep gorge from east to west and then opens up into a wide valley near Lenoir City, Tennessee. This river valley was home to the Overhill Cherokee and included many important towns like Citico, Tallassee, Tanasi, and Chota. High granite walls enclose the valley, and the Little Tennessee River once flowed in the center filled with native trout and wildlife. The Cherokee enjoyed the protection afforded by such isolation.The height and narrowness of the granite walls also make it ideal for harnessing energy. The Cheoah Dam was built in 1919 followed by the Calderwood Dam in 1930 and the Chilhowee Dam in 1957. These dams are spaced approximately 8-10 miles apart and generate significant energy because of the physics afforded by the steep gorge.Native and nonnative trout species thrive in these cold waters. The turquoise green water merges with the green mountain laurel and rhododendron along the banks and the blue sky above. This is punctuated by wildflowers, white and pink laurel blossoms and white clouds floating in the sky and reflected in the water. It feels like I am paddling in a kaleidoscope.Eagles nest in the trees above and swoop down on fish swirling at the surface. The isolation of this place is awe-inspiring. I peer into the depths and see occasional clean-cut tree stumps—ghost-like remnants of the original river. I remind myself of the Cherokee villages and burial sites directly beneath my paddleboard. My silent reflections are broken by the cry of an eagle.Day 7No TrespassingThe Chilhowee Dam is owned and operated by a private company. In September of 2015 they closed the dam for repairs. It is still not open almost two years later. They drained the reservoir back to the original level of the Little Tennessee River, exposing buried bridges, roads and ancient Cherokee settlements. I was fascinated and excited about this opportunity to paddle native river that had not been seen since the dam was built in 1957. But the company repeatedly refused my letters, emails, and requests to paddle this 10-mile stretch. I considered paddling or swimming it anyway, but then I remember what Dean Swimmer said just a few days ago: “Listen to the River.” And what I heard it saying to me was this: “You honor the Cherokee people by staying off the reservoir and the exposed sacred lands. You honor the private company by doing the same.”Day 8TellicoI replace my inflatable paddleboard with a sleek catamaran style paddleboard and start the 33 mile crossing of Lake Tellico. The river widens grotesquely into a large muddy bayou. How did it change from turquoise blue to muddy brown in the equivalent of a city block? The water looks like a chocolate milkshake, and black torpedo shapes are lined up in groups just under the surface. Carp as big as small alligators feed in the weeds.I catch a catfish, but then I consider the lake. There are five main chemicals that contaminate Lake Tellico: PCBs, chlordane, DDT, dioxin, and mercury. Recommendations from the Tennessee Valley Authority are to eat smaller and younger fish, discard skin and fatty parts, and avoid bottom dwelling fish. This large catfish fails the test and gets released.Later that night, camped on the banks of the lake, I awaken, startled by growling and snapping just behind my tarp. I quietly duct tape my filet knife to the end of my 8 foot paddle and turn my headlight toward the growling: five shaggy coyotes turn toward me and freeze. They start whining and then turn and run. I pack up camp in record time. As I step on my paddleboard, a six foot black snake slithers beneath my feet. It is 3am. I paddle about 12 miles in the dark.Day 11Echoes of the PastOn my final morning, I explore partially exposed farm silos flooded by the lake. I put on my bathing suit and goggles and dive down to the base. I feel around in the mud and come up with two pieces of wood. I clean off the mud and notice streaks of red barn paint. I keep these artifacts to remember this journey.I return to the water and dive down through a small hole at the base of the silo and come up inside. It is dark with a halo of milky white sunlight at the top. It echoes with the past as I slowly climb the narrow rebar ladder. I check each rusted rung carefully before giving it my full weight. I reach the top a little shaky and look out across the lake at a string of orderly mansions and manicured lawns. I imagine a different scene 40 years ago when a small river wound gently through a pastoral valley. I climb down and paddle around the corner to see the Tellico Dam for the first time.The structure is surprisingly small in proportion to the area of land it flooded. It is inconspicuously tucked off to the left side of the lake. I float several feet from the dam and peer cautiously over the metal release gate at the Tennessee River far below.The Little Tennessee River is referred to by some as the ugly stepsister to the more pristine Tuckaseegee and Nantahala Rivers. Even their names are more beautiful, rich in Cherokee history. Tuckaseegee means “place of the turtle,” and Nantahala means “land of the noonday sun.” What does Little Tennessee mean? Dean Swimmer taught me that Kituwa is the true name of his people and it means “people of the deer clan.” I will remember his ancestral river home fondly, not as the Little Tennessee River but as the Kituwa River, “river of the deer clan.”
How to write a motion November 1, 2003 Regular News Tips for the Young Lawyer Francisco Ramos, Jr.If you only had 30 seconds to convince someone of your position, what would you say? Whenever I write a motion, I have the attitude that I have 30 seconds to convince the judge that my position is the right one. I have one page, maybe two, to grab her attention and convince her I’m right. Thirty seconds. The rest of the motion is spent proving I’m right. Here’s how to do it: • Start with a strong introduction. In a sentence or two, tell the court why your position is the right one. Hit the ground running with a strong start that makes your case. • Get to your point. Let the court know why you are seeking relief. Do not leave her guessing why you filed your motion. • Stick to your point. Once you make your point, stick to it throughout the motion. Don’t wander off the path. Digressions distract. • Support your point. Once you make the point, support it with the law. Do your research and find the cases that support your positions. When doing research, think outside the box. Do not limit yourself to cases and statutes. Find law review and Florida Bar Journal articles. Cite Florida Bar publications, such as the Discovery Handbook. • Confront your weaknesses. If there are cases that hurt your position, confront them. Don’t ignore the other side’s strengths. Point them out to the judge and show why you win despite them. • Less is more. Keep the motion brief. Say as much as you can with as few words as possible. Judges are busy. A three-page motion that makes a strong point is better than a 10-page motion that makes no point at all. • Use the active voice. The subjects of your sentences should not be victims. Things don’t happen to them. They make things happen. Speak in the active voice. Avoid passive verbs such as “is” or “was.” Active sentences are clearer and get to the point faster. • Edit, edit, edit. Don’t be happy with your first draft, your second, or perhaps even your third. Edit out the excess sentences, phrases, and words. Make sure your argument holds water, the transitions are smooth, and the word choice is proper. • Speak plainly. Avoid legalese and $10 words. Use short words, direct sentences, and avoid the “heretofores” and the “saids.” • Speak confidently. Don’t be bashful. If you’re not confident about your position, do not expect the judge to be. • Make it a good read. You may not be John Grisham but that does not mean your motion should put a judge to sleep. Make your writing strong, persuasive, and interesting. • Make it clear what relief you are seeking. Don’t simply ask the judge for relief. Be specific about the relief you are seeking.• Do not overstate or misstate. Remember your job is to persuade, not misrepresent. If a case does not support your position, do not say that it does. • Do not take personal shots. Keep it professional. Do not attack the other side or opposing counsel. Do not confuse being an advocate with being a jerk. • Use the proper citation format. Make sure all the citations comply with Florida Appellate Rules and the Blue Book. Florida State University publishes a citation book which provides numerous examples that you can use as a guide. When citing a case, always use pinpoint citations. • Attach the relevant documents. If you are going to reference a document or affidavit, attach it to the motion so the judge can see it for herself.When you write a motion, keep in mind that someone else is going to read it. Put yourself in the judge’s shoes and give her what she wants. Tell the judge what your position is, why she should agree with it, and what relief she should grant. doing so you increase the likelihood that the motion you drafted will be a winning one. Francisco Ramos, Jr., is a senior associate with Clarke Silverglate Campbell Williams & Montgomery in Miami, practicing in the areas of commercial and personal injury litigation. He can be reached at (305) 377-0700 or [email protected]
Getting people to the polls is no easy feat, as any local elected official can tell you. Encouraging members to participate in choosing the leaders of their credit union is no cake walk, either.Here are six ways to get more members voting, suggested by Charles Dahan, a consultant for Votenet, CUES’ strategic provider for eVote: Elect and Educate, and a University of Florida research fellow and Ph.D. candidate.Reach out to long-time members and ask for names of potential leaders. Use this list to assist the nominating committee in finding board candidates. Also, ask the members on this list to vote (and to ask others to vote); use specific messaging about their leadership in the CU to help motivate them.Use a commit-to-vote site. This is launched prior to the election and asks members to simply say yes or no to whether they plan to vote or not. The credit union can follow up with members who say yes and remind them of their commitment. Behavioral psychology says they are likely to vote if they said yes and you remind them of it later.Add the incentive of the CU making a donation to charity for each member who votes. continue reading » 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Comment Arsenal legend Charlie Nicholas believes Frank Lampard’s Chelsea are ‘vulnerable’ (Pictures: Getty / Sky Sports)Chelsea will be ‘vulnerable’ during the Premier League restart and could slip out of the top four, according to Arsenal hero Charlie Nicholas.The Blues have largely impressed in Frank Lampard’s first season in charge, winning 14 of their 29 Premier League games to sit fourth in the table, three points above Manchester United.Chelsea will hope to solidify their place in the top four when the 2019-20 campaign resumes later this month, with the Blues travelling to Aston Villa for their first game back on June 21.But Nicholas believes Chelsea will be ‘vulnerable’ when the season restarts and says the club could drop out of the Champions League places.AdvertisementAdvertisementADVERTISEMENT‘I don’t think there is any doubt that Liverpool and Manchester City have gone by a distance,’ the former Arsenal, Celtic and Scotland striker told Sky Sports.‘Leicester City can still be caught, they have got some awkward games to come, there’s no doubt about that, but they are in a very nice position. Advertisement Metro Sport ReporterSunday 7 Jun 2020 5:00 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.8kShares Chelsea had largely impressed before the coronavirus pandemic (Picture: Getty)‘Chelsea are questionable because their youngsters will be refreshed and everyone thinks they will get going, but sometimes the youngsters actually love the audience because they don’t have any fear, so I think because of that, Chelsea are vulnerable.’Chasing Lampard’s Chelsea will be the likes of Manchester United, Wolves, Sheffield United, Tottenham and Arsenal.Asked who could secure the Europa League places, Nicholas added: ‘I would like to think that after the awkward Man City game Arsenal have actually got some relatively good, winnable games.‘But everything is questionable with them, we know that. It’s hard to predict. There is a real fight going to happen here.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘Sheffield United have been the second best team of the season after Liverpool but I think if anybody has been disrupted it might be Sheffield United.‘We will judge them on the opening Wednesday against Aston Villa away, so we will wait and see that one.‘I just think Arsenal can kick on a little bit, more in hope with the heart ruling the head than anything else but I expect Manchester United and Arsenal to probably be there with Chelsea.’Follow Metro Sport across our social channels, on Facebook, Twitter and Instagram.For more stories like this, check our sport page.MORE: Chelsea set asking price for Michy Batshuayi after agreeing Timo Werner transferMORE: Chelsea signing Timo Werner is good news for Liverpool, says Robbie Fowler Arsenal hero Charlie Nicholas explains why Chelsea will be ‘vulnerable’ upon Premier League restart Advertisement
M&G has launched a private and illiquid debt fund that aims to achieve a positive social or environmental impact in addition to financial objectives.The fund manager has raised £44.5m (€51.6m) of capital for its fund from M&G Prudential, Big Society Capital and The Swedish Foundation for Strategic Environmental Research.The group also claimed it was the first fund of its kind. A spokeswoman for M&G said it had not come across any other private debt impact fund that invested across different sectors and aimed to achieve institutional scale.“To us this is a 10 to 20 year project and the ambition is for this to grow into a multi-billion pound fund,” she said. Several asset managers have announced new impact-oriented funds in recent months as they seek to capitalise on growing interest among institutional investors for their investments to bring about social or environmental benefits in addition to financial returns.Examples of new funds include a public equity strategy launched by Hermes, an impact fund launched by Swiss private equity manager Partners Group, and a multi-asset class pool launched by Kempen. The majority of the latter’s investments are expected to be in private and illiquid asset classes, but not just private debt. M&G has already invested in a regeneration project and several housing associations in the UK, as well as solar power in the US.“These deals will directly help build houses, provide employment and reduce CO2 emissions,” the manager said in a statement.A methodology to assess and measure the environmental and social impact of the fund’s investments was developed with Sustainalytics and the asset manager will produce an annual report on these.Evita Zanuso, financial sector and investor engagement director at Big Society Capital, said: “We are very excited M&G has launched this long-term debt fund that puts social and environmental impact at its core and has great potential to scale and replicate.“Big Society Capital is keen to support M&G in bringing impact investment to institutional investors and that’s why we have invested £15m from our Treasury portfolio as an early seed investor in this fund.”GIIN monitors impact investing performanceM&G’s announcement of its new fund came shortly before the Global Impact Investing Network (GIIN), a non-profit organisation working to promote impact investing, published a report on the financial performance of private debt impact funds run by specialist fund managers focused on impact investing.The report, which was produced with Symbiotics, an emerging market investor, focused only on “independent investment vehicles” that allocated on average more than 85% of their portfolios to private debt.The sample was made up of funds with a median size of just below $100m (€81m) and included some funds that intentionally targeted below-market-rate returns. Only a few of the funds invested directly in projects and companies. The majority of the sample funds focused on the financial services sector (including microfinance), followed by funds that invested in arts and culture, education, energy, and food and agriculture.According to the report, compared to other asset classes, the risk-adjusted, market rate-seeking private debt impact funds registered relatively low but stable returns. They generated lower returns than emerging market bonds (2.6% versus 5.4%) over five years to the end of 2016. They outperformed the three-month US dollar Libor more than five-fold, with almost equivalent volatility. The May edition of IPE magazine will include a special report on impact investing
Anthony Yap and Hanh Luu are directors of Good Price Pharmacy. Photo: Claudia Baxter.PHARMACY king and queen Anthony Yap and Hanh My Luu have put their luxurious Brisbane home up for rent for a cool $2500 a week.The Good Price Pharmacy co-founders listed the Balmoral property for sale in June last year, around the time they paid $11.1 million for their current home down the road in Hawthorne in what was the biggest residential sale in the city in 2018. This home sold for more than $11m in 2018.The property has five bedrooms and six bathrooms and sits on a huge 2137 sqm riverfront block.Features include two swimming pools, a heated spa, a north-south facing championship-sized tennis court, a bar, a boat house, a putting green and a private 12m jetty. The home at 15 Wentworth Parade, Balmoral, comes with its own bar.The pair were only 23 when they founded Good Price Pharmacy in 2001 and now own more than 40 stores in six states, with an annual turnover of more than $200 million.Their current home in Hawthorne fetched the highest price for a residential property in Brisbane last year — and it’s not hard to see why. MORE: Top sales of 2018 revealed This house at 15 Wentworth Pde, Balmoral, is available for rent.But after failing to find a suitable buyer, the couple have decided to lease it out through Ray White Albion Rentals. RELATED: Mega mansion sells for $11m plus The architect-designed home sits high on the Wentworth Parade hilltop, with postcard views of the Brisbane CBD. The home comes with a 300-bottle wine cellar.A lift services the three levels, down to the below-ground five car garage, 300 bottle wine cellar and sauna.The home was constructed using suspended concrete slab and portal steel. The view from the home at 15 Wentworth Pde, Balmoral.More from newsParks and wildlife the new lust-haves post coronavirus14 hours agoNoosa’s best beachfront penthouse is about to hit the market14 hours agoRecords show the couple paid just over $4 million for it in 2014.The property has six bedrooms, five bathrooms, a library, home office, two master suites, media room and a swimming pool beside one of the terraces. The view from one of the pools at the home in Hawthorne.
FAIRMONT, Minn. (July 4) – Eric Dailey became the surprise winner of a rain-shortened Redline Racing Parts North Star Series feature for IMCA Xtreme Motor Sports Modifieds Friday at Fairmont Raceway.He’d started fifth and was up to third before lining up on the outside for a lap five restart. He slowly reeled in Jeff Ignaszewski and then Roger Nielsen for the lead and was still in front when rain forced an early end half way through the scheduled 20-lapper. “I just came around and there were the double checkers,” Dailey said. The victory was his division-leading sixth in the series and tour career third at Fairmont. Nielsen, Ignaszewski, Jay Noteboom and Josh Rogotzke rounded out the top five. Noteboom raced to fourth from 12th starting. Dan Mackenthun won for the third time in his tour career in the IMCA Sunoco Stock Cars. Justin Remus paced the Karl Chevrolet Northern SportMods, Cory Probst was best in the IMCA Sunoco Hobby Stock main and Nate Coopman collected the Mach-1 Sport Compact checkers.Mackenthun only led one lap but it was the most important one. He went from fourth to the Stock Car lead in the first turn when frontrunners Jake Masters and Ken Tietz got together, driving past Trent Schroeder as well.The feature had been red-flagged to set up the green, white, checkered finish. Tietz, Jim Larson, Schroeder and Luke Sathoff completed the top five. Remus won for the first time in his North Star Series career after starting fourth and taking over the lead three laps into the Northern SportMods’ 15-lapper.He had a straightaway lead before a caution wiped out that big advantage with five to go.Nick Dieter advanced nine positions to second. Lyle Sathoff was third, Dalton Sathoff was fourth and Dan Paplow ended in fifth. Backed by a one-woman pit crew – his mom, Sandy – Probst sped to his division-leading seventh Hobby Stock win after passing Malik Sampson with three trips around the track remaining. Sampson finished second after starting outside the fifth row. Jamie Songer, Justin Luinenburg and Trevor Holm were next to the checkers. Probst had also won the May 9 North Star feature at Fairmont. Coopman continued his North Star success by winning from the third row. The victory was his series career 18th and 28th of the season. Rounding out the top five were Jay DeVries, Stephanie Forsberg, Jordan Rogotzke and Terry Blowers.Feature Results Modifieds – 1. Eric Dailey; 2. Roger Nielsen; 3. Jeff Ignaszewski; 4. Jay Noteboom; 5. Josh Rogotzke; 6. Andrew Timm; 7. James Slawson; 8. Josh Ruby; 9. Ken Odegaard; 10. Denny Anderson; 11. Dustin Larson; 12. Justin Anderson; 13. Greg Jacobsen; 14. Josh Meyer; 15. Dalton Magers; 16. Brandon Beckendorf; 17. Jesse Rogotzke; 18. Mark Gartner; 19. Nate Zimmerman; 20. Travis DeBoer. Stock Cars – 1. Dan Mackenthun; 2. Ken Tietz; 3. Jim Larson; 4. Trent Schroeder; 5. Luke Sathoff; 6. Andy Altenburg; 7. Dan Thate; 8. Gary Mattison; 9. Brent Reierson; 10. Devin Smith; 11. Jake Masters; 12. David Wickman; 13. Dean Nething; 14. Jerry Coopman; 15. Mark Munsterman; 16. Matt Allen; 17. David Reisdorfer; 18. Scott Adams; 19. Doug Jenkins; 20. Levi Feltman.Northern SportMods – 1. Justin Remus; 2. Nick Dieter; 3. Lyle Sathoff; 4. Dalton Sathoff; 5. Dan Paplow; 6. Travis Greenfield; 7. Matthew Looft; 8. Randy Winter; 9. Dustin Wiederhoeft; 10. Carter Shumski; 11. John Albrecht; 12. Eric Larson; 13. Cole Ignaszewski; 14. Nathan Chukuske; 15. Bruce Egeland; 16. Eric Bassett; 17. Eric Boler; 18. Ben Ruby; 19. Justin DeBoer; 20. Randy Larson; 21. Kyle Steuber. Hobby Stocks – 1. Cory Probst; 2. Malik Sampson; 3. Jamie Songer; 4. Justin Luinenburg; 5. Trevor Holm; 6. Chad Lanremn; 7. Jeff Senne; 8. Britten Swanson; 9. Riley Songer; 10. Daniel Smith; 11. Eric Gillette; 12. Wes Jahnz; 13. Kevin LaTour; 14. Logan Kelly; 15. Marc Janssen; 16. Ryan Grochow; 17. Nathan Simpson; 18. Sarah Voss; 19. Dakota Robinson; 20. David Clinton; 21. Chelsea Simpson; 22. D.J. Clinton; 23. Bryant Johnson; 24. Nate Harris; 25. Zach Thoms; 26. Austin Jahnz; 27. Ben Peterson. Sport Compacts – 1. Nate Coopman; 2. Jay DeVries; 3. Stephanie Forsberg; 4. Jordan Rogotzke; 5. Terry Blowers; 6. Kyle Ewert; 7. Duwayne Berndt; 8. Joe Bunkofske; 9. Kyle Hansen; 10. Ed Connell; 11. T.J. Dalton; 12. Dan Knish; 13. Nathan Sukalski; 14. Kaytee DeVries.