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Estate agent helps launch innovative online mortgage brokerage

first_imgHome » News » Agencies & People » Estate agent helps launch innovative online mortgage brokerage previous nextAgencies & PeopleEstate agent helps launch innovative online mortgage brokerageCo-founder Adam Horton says Rippled helps estate agents offer their customers a streamlined and digital-first service.Nigel Lewis29th March 20211 Comment480 Views An estate agent in the East Midlands has co-founded an online mortgage broker which has plans to go national with its service once the platform is established in the region.Adam Horton (above, right), who runs hybrid estate agency Hortons based in Loughborough, Leicestershire, has launched Rippled with financial services adviser Daniel Smalley (above, left).The pair, who have worked together in the past, say it is a ‘digital first’ operation that streamlines many of the processes that usually require a face-to-face meeting and is free for consumers to use, employing a no-fees model.They also say they are confident that the platform will disrupt the mortgage industry by offering both agents and consumers an alternative to the usual financial services model.The mortgage broker has been backed by tech start-up incubator Featured, led by Peter Watson.Significant impactHe says: “By utilising Adam’s experience within the estate agency market, Daniel’s mortgage and financial services experience, as well as Distract’s marketing expertise, we have all the elements needed to make a significant impact.”Although the purpose of Rippled is to offer mortgage applicants a tech-led brokerage service, Smalley tells The Negotiator that as well as being offered via Hortons, several other well-known estate agencies in the region are using the platform.“We’re not offering a white-labelled mortgage broker service at the moment but providing agents with a co-branded tailored digital-first capability,” he says.Horton adds: “The East Midlands property market has been crying out for easier to access mortgage advice for years.”rippled Daniel Smalley Featured Peter Watson adam horton Hortons March 29, 2021Nigel LewisOne commentMike Stainsby, Property Searches Direct Ltd Property Searches Direct Ltd 29th March 2021 at 10:47 amI wish you every success with your new venture. Being home based in the East Midlands too, some services are a bit harder to access being semi rural. Covid has certainly created some new opportunities and made us think harder about service delivery and removing age old road blocks. Do get in touch to see if any collaborative opportunities exist between your Company and ours at Property Searches Direct Ltd.Log in to ReplyWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more

Kuwaiti Navy Arrives in Bahrain Today

first_img View post tag: News by topic View post tag: Naval View post tag: today March 21, 2011 View post tag: Arrives View post tag: Bahrain Share this article View post tag: Kuwait Back to overview,Home naval-today Kuwaiti Navy Arrives in Bahrain Today Training & Education View post tag: Navy Kuwaiti Navy Arrives in Bahrain Today A number of Kuwaiti navy ships docked off the Bahraini coasts today, as part of the Joint Peninsula Shield troops deployed in the kingdom re…(bna)[mappress]Source: bna,March 21, 2011;last_img read more

Guided-Missile Destroyer USS Milius Departs for Scheduled Independent Deployment

first_imgBack to overview,Home naval-today Guided-Missile Destroyer USS Milius Departs for Scheduled Independent Deployment View post tag: Deployment Training & Education View post tag: scheduled View post tag: News by topic View post tag: Independent January 13, 2012 View post tag: Destroyer Guided-Missile Destroyer USS Milius Departs for Scheduled Independent Deployment Guided-missile destroyer USS Milius (DDG 69) departed for a scheduled independent deployment to the western Pacific and U.S. Central Command areas of responsibility.More than 280 enlisted personnel and officers will be aboard as the Mulius performs maritime security and ballistic missile defense operations while on deployment.“As a multi-mission AEGIS destroyer, Milius is prepared to execute a full range of missions in support of U.S., partner and coalition objectives,” said Cmdr. Nikki Bufkin, commanding officer of Milius. “The officers and crew are prepared and ready to go.”A deployment can add stress to family members, even for the family of Sailors who have been on other deployments. “Even though he has been on deployment before, it still feels like the first one again and it’s very hard,” said Susan Modlin, the mother of Fire Controlman 2nd Class Kevin Modlin.Although deployments can be difficult, family members understand the importance of the mission and the needs of their loved ones.“We need to stay strong and supportive because it can get stressful out on the deployment,” said Rosa Potts, the fiancée of Culinary Specialist 2nd Class David Perez. “They are well trained and prepared and we back home have family and friends here to support us while they are away.”Milius is assigned to Commander, U.S. 3rd Fleet, which leads naval forces in the eastern Pacific from the west coast of North America to the international date line.[mappress]Naval Today Staff , January 13, 2012; Image: navy View post tag: Milius View post tag: Departs View post tag: Navy View post tag: Naval View post tag: Guided-missile View post tag: USS Share this articlelast_img read more

Oxford vaccine provides sustained protection during 3-month interval until second dose

first_imgMatthew Snape, Associate Professor in Paediatrics and Vaccinology at the University of Oxford, and Chief Investigator on the trial said in a press release, “If we do show that these vaccines can be used interchangeably in the same schedule this will greatly increase the flexibility of vaccine delivery, and could provide clues as to how to increase the breadth of protection against new virus strains. At the same time, Oxford University is leading the first trial to investigate dosing with alternative vaccines for the initial ‘prime’ vaccination to the follow-up ‘booster’ vaccination. The study is conducted by the National Immunisation Schedule Evaluation Consortium (NISEC), and is backed by £7 million of government funding from the Vaccines Taskforce.  Additionally, the Oxford vaccine may be effective in reducing transmission of coronavirus. Based on swabs obtained from volunteers in the UK, there was a 67% reduction in positive tests among those who had been vaccinated. Based on these findings, the dosing interval, rather than the dosing level, has a greater impact on vaccine efficacy. Previous research on other vaccines such as influenza, Ebola, and malaria have also shown increased efficacy with longer prime-boost intervals. “It also supports the policy recommendation made by the Joint Committee on Vaccination and Immunisation (JCVI) for a 12-week prime-boost interval, as they look for the optimal approach to roll out, and reassures us that people are protected from 22 days after a single dose of the vaccine.” The Oxford coronavirus vaccine is more effective at longer prime-boost intervals, with a single dose having an efficacy rate of 76% from 22- up to 90-days post vaccination, researchers at the University of Oxford have found.center_img Professor Andrew Pollard, Chief Investigator of the Oxford Vaccine Trial, and co-author, said in a press release: “These new data provide an important verification of the interim data that was used by more than 25 regulators including the MHRA and EMA to grant the vaccine emergency use authorisation. The World Health Organisation (WHO) has recently announced that it backs the use of the Oxford vaccine, even with the presence of new variants of Covid-19. While some countries have advised against the use of the Oxford vaccine for over-65s, the WHO believes that the vaccine is suitable for this age group. “This is a tremendously exciting study that will provide information vital to the roll out of vaccines in the UK and globally. We call on those aged 50 years and above who have not yet received a COVID-19 vaccine to visit the website to find out more about the study and see if there is a study site near them,” Professor Snape added. As of 9 February, over 13 million people in the UK have received their first dose of the coronavirus vaccine, while more than half a million have gotten their second dose, according to data from the government.last_img read more

Cape May County Honors Fallen Law Enforcement Officers

first_imgChief Physical Training Instructor Matt Schaeffer; Cape May County Sheriff Bob Nolan; and CMC Freeholder Len Desiderio Cape May County’s Law Enforcement Community lived up to its slogan “Never Let Them Walk Alone” last week when they gathered at the Public Safety Training Center in Crest Haven for the County Law Enforcement Memorial.The event is held in remembrance of law enforcement officers who made the supreme sacrifice while in the service of their fellow Cape May County Citizens.The laying of the wreath.A roll call of the fallen was read by members of the 44th Base Course for police officers; the 53rd Class II Special Law Enforcement Officers; and the 74th Class I Special Law Enforcement Officers.Taps and a 21 Gun SaluteThey honored:Officer Harry Shore, Ocean City Police DepartmentChief Philip De Santis, Woodbine Police DepartmentOfficer Michael Cullinane, Sr., Sea Isle City Police DepartmentOfficer David Douglas, Sr., Lower Twp. Police DepartmentOfficer Eugene Miglio, Wildwood Crest Police DepartmentTrooper Bertram Zimmerman, New Jersey State PoliceA wreath honoring the fallen was presented by representatives of the Cape May County Police Academy; Cape May County Chiefs of Police Association, Cape May County Fraternal Order of Polic (FOP) Lodge 7, Cape May County Police Benevolent Association (PBA) Local 59, and Cape May County PBA Local 61 and Cape May County PBA Local 101.Sheriff Bob Nolan addressed those in attendance.Comments were made by Cape May County Vice Director Leonard Desiderio, state Senator Jeff Van Drew, Assemblyman Bruce Land, Cape May County Sheffiff Bob Nolan, and Michael Francis, County Veterans Liason (on behalf of Congressman Frank LoBiondo).The weather was perfect for the ceremony.***The Police Officer’s PrayerDear Lord, when I am summoned to a callTo aid my fellow manGive me strength and courage to do the best I canEnable me to stop crime orUseless waste of life and preventA violation of any human rightGuide me in my duties, Lord that I might be alertTry to keep the innocent from ever being hurtI have taken an oath to protect and serveAnd I will give the best in meTo guard every citizenAnd protect life and propertyAnd Lord if I have to lose my lifePlease protect my brother OfficersMy family and my wifeSheriff’s Honor Guardlast_img read more

Greggs lifts the curtain

first_imgA large bakery plant, with several freezer and chiller rooms using plastic strip doors to maintain the right temperature, can run into downtime and health and safety issues. This proved the case for Tyneside plant baker Greggs North East, which has 21 freezer and chill rooms.Each door featured an overhead air curtain combined with several plastic strips. Yet these strip doors were easily damaged, due to the number of times they were opened and closed. In certain cases, some of the strips had been removed altogether for convenience. DowntimeAs a result, downtime problems were occurring due to maintenance and cleaning, made necessary by the heat from the ovens in the bakery. And, in one of the larger freezer rooms, condensation was causing ice to form on the floor in the doorway, which extended into the room, posing a health and safety hazard.Having read an article on Seymour Manufacturing International’s (SMI) Tempro Cold Stop insulated curtains, Greggs North East chief engineer Eddie Cartledge made contact with the Telford, shropshire-based firm. The worst doors in the plant were assessed and it was decided that SMI would supply and fit Cold Stop curtains to five freezer and chill rooms. Top priority was the freezer running at –28ºC, where floor ice had accumulated. Since installation of the new curtains, the ice problem has been eliminated, claims SMI. Greggs has since decided to use Cold Stop’s curtains in all 21 freezer and chiller rooms.Tempro Cold Stop’s thermal efficiency is claimed to reduce cold room energy consumption by enabling optimum settings on evaporator equipment to achieve the internal working temperature. Patented by SMI, the curtains’ Tempro technology is claimed to provide insulation that is far greater than on standard curtains. Its energy reducing features qualify it for 100% tax relief under the government’s Enhanced Capital Allowances (ECAs) Scheme, which include delivery and installation costs. ECAs enable businesses to claim 100% tax relief in the first year of purchase of designated energy-saving plant and machinery.Energy savingsThe Cold Stop curtain panels come in standard 475mm widths and bespoke heights. Panels have deep, frost-clear windows, which SMI claims are light, easy to clean and flexible. Field trials, says the company, indicate that they last up to five to six times longer that PVC strip designs, offering substantial capital savings. SMI’s ‘cold lock’ system ensures the curtains fit neatly to the door head and floor.Mr Cartledge says he anticipates energy savings in the future, as there was a noticeable reduction in refrigeration plant running times in the rooms where the plastic strips had been replaced. “We have disconnected the air curtains in those rooms too, which will cut energy consumption,” he says. “And, if our maintenance downtime is reduced, the curtains will pay for themselves in a short time.”last_img read more

New committee to advise Bacow on sustainability goals

first_imgHarvard University has created a Presidential Committee on Sustainability (PCS) to advise President Larry Bacow and the University’s leadership on sustainability vision, goals, strategy, and partnerships. The panel will continue the practice of viewing campus as a testbed for initiatives and lead the work toward reaching overall goals, including being fossil-fuel-neutral by 2026 and fossil-fuel-free by 2050, while leveraging University strengths to catalyze solutions beyond campus walls. Various PCS subcommittees, which will include additional faculty and student members, will focus on Scope 3 emissions, defining fossil-fuel neutral, energy-reduction opportunities in Harvard’s buildings, and other issues. The Gazette spoke with committee chairs Rebecca Henderson, the John and Natty McArthur University Professor; John Holdren, the Teresa and John Heinz Professor of Environmental Policy at Harvard Kennedy School; and Katie Lapp, executive vice president, about why it is so important to act now, the role of the PCS in developing collaborative and innovative projects; and how the campus community can get involved.Q&ARebecca Henderson, John Holdren, and Katie LappGAZETTE: Why is now such a critical time for leadership and action with regard to sustainability?HENDERSON: The climate change problem is so significant, and it is, of course, not the only environmental problem that we are facing today. We are poisoning the oceans, exhausting the topsoil, polluting our water supplies, and destroying species at an unprecedented rate. If current rates of decline continue, the coral reefs will be largely gone by 2050.So, why now? The longer we wait, the more costly and difficult it will be to try to arrest the effects of climate change. Climate change is an enormous threat to the health of our economy and to the health of our people. Many experts have argued that COVID-19 is in fact an example of the danger of unchecked environmental destruction; that one of the reasons we’re seeing an increase in the leap of viruses from animals to people is because we are intruding on territories that previously were considered to be remote for humans. The simple increase in heat is already causing severe economic stress at the equatorial regions — it’s too hot to work in New Delhi on many days of the year. We need to act now because the longer we leave it, the more expensive it will be for all of us. We also need to act now because it’s still possible to slow climate change. We have a sense of what the technologies are that can enable us to transition to a greatly carbon-reduced economy, and we need to implement them now, in as widespread a manner as we can.“Harvard’s greatest impact will be to tap the faculty, students, and staff to apply the latest thinking and research …,” said John Holdren. Stephanie Mitchell/Harvard file photoHOLDREN:  We have a short time to turn around the global increases in emissions of heat-trapping gases that are driving this terrible degree of climate change and that are leading to the severe problems that Rebecca spoke about, and others such as the enormous increases in wildfires and torrential downpours and flooding, in the acceleration of sea level rise, and in the increased frequency and intensity of droughts.And we really have to get on with it, now. The damage to our Earth we’re already seeing with average temperatures 1.1 or 1.2 Celsius above pre-industrial values is frightening. In a couple of decades, at the current rate, we’ll be at 1.5 Celsius or more above pre-industrial values, and the research tells us that this could be catastrophic.LAPP: Harvard has set clear, University-wide sustainability goals for solving real-world challenges threatening the health and well-being of people and the planet. This has resulted in an extraordinary level of collaboration across our diverse and decentralized campus. Partnerships between our students, researchers, faculty, and staff have allowed us to increase the efficiency and effectiveness of our operations, institutionalize best practices, and generate solutions that can be scaled up and widely replicated beyond the boundaries of our campus.GAZETTE: What role can Harvard play in helping to lead on finding solutions to the effects of climate change?HOLDREN: Harvard is, of course, a leader in the academic world; we have hundreds of faculty members deeply engaged with these questions, who aim very much to be a significant part of the solution. But more than that, Harvard is a leader in developing collaborative, innovative projects that link civil society, academia, and the private sector.Solving climate change and sustainable development is a highly interdisciplinary and intersectoral problem by its nature, and Harvard has extraordinary strengths across the full range of the relevant disciplines. We have individuals at the tops of their fields who are researching and teaching about sustainability and climate change, and not only in the natural sciences and engineering, but also in business, law, science, public policy, the full range of social sciences, and of course, at the professional Schools, too. We have a great opportunity to all work together on producing a whole that is greater than the sum of the parts.“So, why now? The longer we wait, the more costly and difficult it will be to try to arrest the effects of climate change,” said Rebecca Henderson. Kris Snibbe/Harvard file photoHENDERSON: Teaching and research is of course fundamental to what we do at Harvard, but the committee has also been charged with thinking about how Harvard can make a difference on the ground. One of the goals of the committee, which includes faculty members from all of the fields that John mentioned as well as students representing Harvard College, the Business School, and the Kennedy School, is to ensure that Harvard reaches the commitments it made in terms of operations and being fossil-fuel-neutral by 2026 and fossil-fuel-free by 2050, and also, to advance knowledge for our community and beyond on what this really means, and what practices can best help us to reach these goals. Harvard, by the nature of our reputation and our partnerships, has an opportunity to be a leader and a catalyst in encouraging other institutions to commit to similar goals.LAPP: We encourage our students, researchers, faculty, as well as staff, to use the campus and surrounding community as a living lab to test exciting ideas and pilot promising new solutions to real-world challenges threatening the global health of people and the planet. We are committed to applying research and, by taking actions that make our community more efficient and hopefully a model, to drive global solutions to climate change and sustainability.GAZETTE: What are the goals of the new committee?HOLDREN: The committee was formed as a response to President Bacow’s very specific request to look at how Harvard could meet the goals that were set forth in a previous committee on sustainability at the University, and to advise on the direction of the University’s overall sustainability vision and plan. Harvard’s greatest impact will be to tap the faculty, students, and staff to apply the latest thinking and research, not only to achieve this University’s goals, but ultimately to advance global sustainability solutions. The committee, in close partnership with the Office for Sustainability, is working with students, researchers, faculty, and staff to leverage our strengths, to experiment, innovate, learn, and share what we learn to help society.The goals set forth by the PCS are designed to augment the University’s missions in teaching and research by showing that Harvard is serious about action and not just ivory tower investigations. Our commitments to climate change and sustainability are not confined to research and technology development, but they are linking those domains to the domain of action. I know this is so important to our students, and in the end, of course, it’s critical to the entire world.“Harvard has set clear, University-wide sustainability goals for solving real-world challenges threatening the health and well-being of people and the planet,” said Katie Lapp. File photo by Olivia FalcignoGAZETTE: How can Harvard community members take part in the actions set forth by the PCS?HENDERSON: Every member of our community plays a role in changing the culture and the way we learn, work, and live. It’s been encouraging to see over recent years that tackling climate change on campus has resulted in an unprecedented level of collaboration across our community, allowing for significant progress to be made to achieve our past climate and sustainability goals, and providing the foundation for pursuing a more holistic sustainable development vision as a community.One particular example of what individuals can do themselves is with regard to Scope 3 emissions, which are, in short, indirect emissions incurred by an organization and its employees, such as those attached to commuting and business travel. What’s most interesting about Scope 3 emissions is that we don’t yet fully understand their magnitude, and we’re just at the beginning of understanding what we can do about them. Related Arboretum gets a solar boost Sustainability celebration marks Harvard’s accomplishments A decade on, a goal met; now, next targets One incredibly interesting research question, which community members can become directly involved with, is: Can behavioral interventions make a real difference in regard to Harvard’s commitment to slowing the effects of climate change? We’re learning now during the current pandemic that our lives move on more or less OK if we conduct business through Zoom. Moving forward, can Harvard community members consider whether a Zoom meeting might effectively take the place of a business trip to somewhere like Beijing, and if so, what kind of interventions, and supports, can we set in place to encourage individuals to make these kinds of choices?HOLDREN: I completely agree with what Rebecca has just said in regard to Scope 3, and I think it’s important to mention that much more than business trips to Beijing is involved — that individuals need to look at their own commuting behavior and how making decisions to bike into work or use public transportation can have a positive and measurable impact. I also think Harvard needs to communicate effectively the ongoing work the University is doing to make its buildings more sustainable and sharing this kind of knowledge can inform decisions that community members make, for example, about the characteristics they want in their homes and cars. There’s a connection, in other words, between Harvard’s demonstrating how it’s taking action as an institution and people understanding how, as individuals, they can take meaningful action, too.Also, we’d love to hear from members of the Harvard community about their ideas on sustainability. Those who aren’t yet involved, and would like to be, can engage with the work of the committee by connecting with the Office for Sustainability at green.harvard.edu.Interview was edited for clarity and length. The path to sustainable commuting Faculty and staff save resources while setting an example for health and wellness 1.2-acre project to power research building is ambitious sustainability initiative last_img read more

Blue Star Mothers Accepting Donations For Military Christmas Care Package Drive

first_imgFile image by Justin Gould/WNYNewsNow.JAMESTOWN – The Blue Star Mothers NY Chapter 4 is currently accepting donations for this year’s Military Christmas Care Package Drive. The group says monetary and material donations are being collected, including hand-signed cards and letters. Items especially sought are beef jerkys, protein bars, peanut butter, hand wipes and hand sanitizers, dried fruit, trail mixes, water enhancers, and pop-top lid cans of fruit, soups and meats.Monetary donations will be used for the purchase of additional items needed and for postage to send the packages to deployed troops around the world. The group says handwritten notes and cards are always a favorite of the men and women who receive these care packages, and civic organizations, schools, youth groups, and individuals are urged to participate in this project.Since its inception during WWII, the Blue Star Mothers organization has existed to provide support for active duty service personnel, to promote patriotism, and to assist veterans’ organizations in our communities. The organization is composed of mothers who now have or have had children honorably serving in the US Military, as well as associate members of extended family members and friends. As proud mothers of the men and women who are ready to fight for this nation’s freedoms, the group seeks to encourage and support American troops as well as support each other in their journey. During 2019, with the help of many schools, churches, community members and civic organizations, over 1000 care packages were sent to America’s deployed sons and daughters, along with unnumbered cards and letters. This is an accomplishment for which this chapter is not only proud, but tremendously grateful.Despite the challenges that 2020 has presented, the Blue Star Mothers hope to see another banner year of collections and care packages sent. Because this year’s collections and packing will be handled differently than those of previous years, the organization is requesting partners to especially consider supporting the Christmas Care Package drive with monetary donations for postage and the purchase of specific items.Last year, shipping costs were nearly $20,000; realizing this is a great challenge, the Blue Star Mothers are confident that once again the community will rally to the cause in providing some much-needed encouragement and joy for those military persons who will not be home for the holidays.Also being sought are names and addresses of military persons who are deployed overseas for this holiday season. Recipients of the Blue Star Mothers care packages need not be Chautauqua County residents. To submit a name, or for any questions, email [email protected], or phone or text (716) 450-5593. Donations may be sent to: Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window)last_img read more

Business intelligence dashboards in the data-driven organization

first_imgFinancial institution managers everywhere are looking to grow market share, lower costs and improve customer service by maximizing the use of data throughout their businesses. Work has begun and through the fog and din the data-driven organization is coming into focus.  In some institutions a lot of work is underway; but in most institutions the prevalent process is more conversation and consideration, than it is active doing. There are many reasons why organizations are still doing more “thinking than doing.”  It takes time to learn what needs to be known in order to craft a data strategy, set appropriate goals, revise or build teams, build infrastructure and start the work of organizing and analyzing the available data, as well as collecting data from untapped sources.  Some managers are trapped in a sea of buggy spreadsheets or feel a need to invent their “solution” in-house.The focus on large data analysis projects and in-house “builds” creates a challenge.  The job in front of managers is a big one. It takes time. But it will take more time than is necessary to build successful data-driven organizations if managers focus solely on data science projects and data analysis tasks while ignoring business intelligence solutions that provide already available member and organization management information via dashboards.  Dashboard based, data-driven solutions such as “customer experience management” and “financial performance management” applications are available now at affordable prices to promote your organization’s effective use of data.  These relatively easy to implement solutions can both promote your ability to make timely, effective decisions and prove the value of your broader data strategies by putting information, not just data, at your fingertips — now. Large-scale data science and analytic projects are not the only path to promote customer understanding or to understand the impact of decisions on the competitive or financial performance of your institution. Dashboard based business intelligence solutions already exist. In a matter of weeks these industry-tested solutions can be informing management decisions, tracking progress toward goals, and improving performance. Before committing to “only” complicated, proprietary data science-based projects you should consider the value to your organization of existing, proven products. Customer experience management (CEM) software solutions, for instance, capture feedback from customer interactions across multiple delivery channels. They provide clear and compelling reports, making it easy to analyze and understand emerging trends and customer issues. CEM software’s analytics and reporting, along with prescriptive tools, facilitate actions that can deliver better service response and promote the use of data to make fundamental improvements in process and product. CEM software’s “capture, analysis, reporting and prescriptive tools” can be just as important to monitoring company performance and building company capabilities as any large-scale data project, business intelligence or process-management system.  The same is true for dashboard-based solutions that deliver full general ledger and profit and loss information and analysis.  These tools allow you to realize efficiencies from automation that reduce staff time and errors. They provide daily performance tracking and reporting, with drill-down capability, that can lead to data-driven dialogues and better, timelier, decision-making. Your institution has at its disposal all the financial information it needs to understand in nearly real time the impacts of decisions on financial performance.  But to do so, fully, you need to deploy dashboard-based business intelligence tools; far more than spreadsheets, these tools bring the data together in one place to share, discuss and inform action.Financial institution managers are rightly spending time looking to data-focused projects that drive growth, reduce costs and improve processes.  And managers expect their efforts toward data analytics and decisioning to pay off in the future. But managers should also look to already available services that promote member understanding and organization management “out of the box” because these services can help you grow your decision-making capabilities quickly, even while you are learning to employ broader analytic capabilities for your organization. In short, there are data-driven solutions available now that can quickly take you where you need to go. Don’t suffer through inadequate partial solutions; don’t allow your organization to be caught in unnecessary over analysis. Look to these existing tools as you develop and execute your data strategy. 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Greg Crandell Greg Crandell provides strategy, market planning, business development, and management consulting to financial technology firms and their clients – Credit Unions and Banks. For more years than he wishes to admit, … Web: queryconsultinggroup.com Detailslast_img read more